Simplify your mortgage with a cash offer

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Buying a home is complicated – but it doesn’t have to be. We’re committed to a mortgage experience that’s headache and hassle-free, so we’ve partnered with Ribbon, a real estate company that offers all-cash home financing programs that give you an edge over the competition.

The buyers’ edge

There’s no doubt that in any market, cash simplifies the home buying – and selling – process. Our Ribbon partnership lets clients tap into one of two all-cash home financing programs.

Depending on your circumstances, you can choose from one of two programs. Fees range from 1 to 2.75 percent of the purchase price.

Ribbon Boost: You close with your own financing, but use Ribbon as a backup to get a competitive edge.

  • Ribbon strengthens your offer with cash. If you secure financing on time, terrific! But if not, Ribbon reserves the home and sells it back to you for the same price.
  • The big benefit: No more making an offer that’s “contingent on financing.” Ribbon Boost removes financial contingencies, making sellers more likely to accept your offer.

Ribbon Reserve: Ribbon purchases the home, then you move in and have time and flexibility to secure financing.

  • Strengthen your bid by offering cash – then take your time to sell your existing home.
  • The big benefit: Ribbon can close within 14 business days. You can reserve the home with Ribbon, move in immediately, and get up to six months to secure financing.

When you’re bidding for a house, nothing sways a seller like cash. A cash offer puts an end to the process because it eliminates any potential financing hiccups. In fact, cash offers are three times more likely to win a bid in any market.

Learn more

Ribbon is currently available in these states: Alabama, Arkansas, Colorado, Florida, Georgia, Indiana, Kentucky, Missouri, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Virginia. (Ribbon’s pricing varies by product and state).

If you live in a different state, reach out to one of our loan officers. We have other cash-backed loan programs available. We’re happy to help.

Connect with a loan officer today!

Trey started in the mortgage industry in 2009 helping grow a regional lender with 150 employees to one of the nation’s 10 largest retail mortgage lenders. In this position Trey lead marketing technology innovation for sales enablement and the digital borrower experience for borrowers, loan officers and real estate agents. He joined Wyndham Capital in October 2019 to lead Marketing. His strategy of developing emotionally engaging content, tools and applications for loan officers, marketing automation and unique branding has delivered remarkable results. Since starting at Wyndham Capital, Trey has grown the marketing pillar into an internal agency focusing on three core marketing practices: brand marketing, digital marketing, and sales enablement. Under Trey’s guidance, Wyndham Capital works toward being known as the prototype for the future modern lender.

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