Why buy or refi with SoFi?
Close on time.
Rest assured knowing your loan will close on time, guaranteed—or we’ll give you $2K.‡ Your closing is my priority.
Low down payment options.
Both first-time and repeat buyers can put as little as 3-5% down.* I’ll help you find the best option for your budget.
SoFi has helped over 130,000 people buy their dream home.^
We worked with Carissa Simmons on a recent home purchase, and I couldn't have been happier with our experience. Carissa checked in on us regularly to make sure we felt supported and were getting what we needed throughout the entire process. She is ex...Read More
We found Carissa to be extremely knowledgeable and helpful, talking us through the different things to think about for the loan. Once we got pre-approved, and even after we found a house, she was always available to expedite things and follow up to m...Read More
In the midst of many calls from lenders that I was mostly ignoring, I happened to pick up Carissa's call and I am extremely thankful I did! The homebuying process can naturally be really stressful, and the house hunt certainly was for me. Through it ...Read More
Award-winning service^ meets the Best Mortgage Lender for Saving Money.✝
SoFi knows home loans and you can, too.
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