Joshua Klakring

NMLS #1767261

Knowing when and where to start the homebuying process is an important step to finding your dream home. Let's make the journey to homeownership seamless and rewarding by taking advantage of SoFi's exclusive rate discounts, close-on-time guarantee, and award-winning service with us.

Buy a home Refinance your mortgage

Why buy or refi with SoFi?

Close on time.

Rest assured knowing your loan will close on time, guaranteed—or we’ll give you $10K.‡ Your closing is my priority.

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Low down payment options.

Both first-time and repeat buyers can put as little as 3-5% down.* I’ll help you find the best option for your budget.

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Easy online application.

Our application is quick and easy, and I’ll be your dedicated Mortgage Loan Officer, guiding you every step of the way.

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SoFi has helped over 130,000
people buy their dream home.^{^}

As a first-time homebuyer, I was apprehensive about the loan process, but Josh made it incredibly smooth and stress-free. He guided me through every step, explaining everything in detail, which made a huge difference in easing my nerves.Josh provided...

I recently had the great good fortune to have Josh assigned to be my loan officer on a home equity loan. Working with Josh was by far the best experience I've ever had, by far, working with any loan officer ever. He is a total professional. Really kn...

I am glad that I worked with Josh to buy my first home. He is very knowledgeable and was extremely responsive to answer all my questions throughout the process. He helped me make the best choices for my situation, and I would definitely recommend wor...

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