Matt Richardson

NMLS #1241509

Knowing when and where to start the homebuying process is an important step to finding your dream home. Let's make the journey to homeownership seamless and rewarding by taking advantage of SoFi's exclusive rate discounts, close-on-time guarantee, and award-winning service with us.

Buy a home Refinance your mortgage

Why buy or refi with SoFi?

Close on time.

Rest assured knowing your loan will close on time, guaranteed—or we’ll give you $10K.‡ Your closing is my priority.

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Low down payment options.

Both first-time and repeat buyers can put as little as 3-5% down.* I’ll help you find the best option for your budget.

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Easy online application.

Our application is quick and easy, and I’ll be your dedicated Mortgage Loan Officer, guiding you every step of the way.

Apply now

SoFi has helped over 130,000
people buy their dream home.^{^}

"Considering consolidating my credit card debt. SoFi provided a positive experience, making me feel valued with quick communication. I'll use their other services too, like banking, student loan consolidation, and future mortgage!"

"SOFI has been an amazing lender. I have my mortgage with them and have had 2 personal loans. The process is swift and easy. Definitely recommended for all your financial needs."

"My experience with SoFi has been positive. I appreciate the information they share and the services they have available. I am considering a mortgage a couple years down the road and plan to look to SoFi first."

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